MAS Stablecoin Rules: 100% Reserves and Yield Ban Proposed

Singapore's Monetary Authority proposes 100% reserve requirement and yield prohibition for stablecoin issuers, with consultation closing 16 October 2026.

Singapore Proposes Full Reserves and Yield Ban for Stablecoin Issuers

The Monetary Authority of Singapore proposed on 1 September 2026 that stablecoin issuers maintain reserves equal to at least 100 percent of tokens in circulation.

The same proposal bars issuers from paying any interest or yield to holders.

Uncertainties ahead

The consultation period ends on 16 October 2026.

Final rule text and adoption timeline remain subject to the outcome of that process.

No assessment of effects on individual issuers or total circulation volumes has been released.

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