KuCoin Integrates Institutional Lending with Unified Trading Account
KuCoin lowers entry threshold and folds interest-free lending into UTA so borrowed assets can serve spot, margin and futures from one account.
KuCoin has integrated its Institutional Interest-Free Lending Program with the exchange’s Unified Trading Account, so eligible institutional clients can deploy borrowed assets across spot, margin and futures without moving funds between separate accounts.
Updated Terms and Prior Steps
The entry threshold for new API clients drops to 10 million USDT in external 30-day trading volume, down from 30 million USDT. Clients receive 0 percent interest for the first two months and can borrow up to 3 million USDT equivalent in USDT, USDC, BTC or ETH. Alison Qin, Head of KuCoin Institutional & VIP, said the change brings financing closer to execution and risk controls for professional strategies.
The program began in 2024 with a 500,000 USDT limit, raised to 3 million USDT in 2025, and later added sub-account margin combination. No figures on uptake, volume or revenue impact have been disclosed, and further eligibility details beyond the volume threshold remain unspecified.